SME financing
In this lesson, you'll learn how small and medium enterprises (SMEs) access finance and the unique challenges they face compared to larger, quoted organisations.
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In this lesson
- 0:00 SME financing introduction
- 0:10 Why SMEs face funding challenges
- 0:29 Understanding the funding and maturity gaps
- 1:58 Government support and tax incentives
- 2:33 Business angels and supply chain financing
- 3:08 Peer-to-peer lending and crowdfunding options
About this lesson
We explore why SMEs are perceived as higher risk—including limited assets for security and less robust reporting requirements—and examine the funding and maturity gaps that restrict their access to capital. You'll discover the range of financing options available to SMEs, from government-backed schemes like enterprise investment schemes and business angel finance, to modern alternatives such as peer-to-peer lending and crowdfunding. This is essential knowledge for understanding how smaller businesses secure funding and the role of alternative finance in supporting economic growth.
Duration: 4m
Transcript
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